What is one consequence of not having professional indemnity insurance?

Not having professional indemnity insurance can lead to financial liability for client injuries. This type of insurance is crucial for beauty therapy practitioners because it protects against claims made by clients for damages or injuries that may occur as a result of the services provided. Without this coverage, a practitioner could face significant out-of-pocket expenses if a client alleges harm or dissatisfaction due to a procedure or treatment received. This financial burden could stem from legal fees, settlements, or compensation awarded to the client, which can be detrimental to a therapist's business and personal finances.

Having professional indemnity insurance not only safeguards the practitioner from unexpected financial strains but also allows them to operate with peace of mind, knowing they are covered in potential dispute situations. This protection ultimately enables beauty therapists to focus on providing quality services without the constant worry of legal repercussions related to their professional conduct.